Santander offers lowest fixed mortgage rate in Spain

elmundo.es (Spanish)

The lowest fixed-rate mortgages in July 2025 are led by Banco Santander's offering, followed by Banco Sabadell, providing stability for borrowers. Banco Santander's "Hipoteca Fija Bonificada" offers the lowest interest rate, starting at 2.55% for six months, then 2.45%. Banco Sabadell's rate is 2.50%, providing options for those seeking fixed payments. These fixed-rate mortgages are attractive due to their consistent payments, shielding borrowers from interest rate fluctuations, and are ideal for those seeking financial predictability.


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