Millennials and Gen Z face bleak retirement prospects

Many millennials and Gen Zers are feeling unsure about their retirement plans. A recent discussion on Reddit highlighted their concerns and humorous responses about the future. Some people joked about their retirement plans, saying things like they would keep working until they died or that they would find a nice spot in the woods. Others shared that they feel retirement is simply out of reach. Many believe that high costs and economic challenges make it hard to save for the future. One user said they had calculated they could retire at 97 but would only have enough money for 11 minutes. Another discussed struggling with minimum wage jobs and having no savings or pension. Some expressed frustration over advice about saving costs, like cutting back on avocado toast, which feels impractical. The responses showed a mix of humor and grim reality. Many millennials feel they will be working for their whole lives without a real chance to enjoy retirement. Despite the bleak outlook, the conversation reflected a sense of togetherness among those in similar situations.