German retirees will retroactively pay higher long-term care insurance

Starting in July, German retirees will face retroactive increases in their long-term care insurance contributions, even for months they didn't receive a pension. This impacts a specific group particularly hard. The increase of 0.2 percentage points, effective from January to June 2025, will be deducted from July's pension payments. This means retirees will pay a lump sum, including those who only began receiving pensions later in the year. Critics, including pension advisors, question the fairness of the retroactive application, especially for new retirees who may have already contributed through employment. The government cites administrative constraints as the reason for the uniform approach.