Credit unions emerge as top choices for business accounts in 2025

In 2025, credit unions are highlighted as strong options for business accounts, offering lower fees and better interest rates than traditional banks. However, membership requirements can be stricter, which may affect eligibility. The six best credit unions for business accounts include Affinity Plus FCU, Self-Help FCU, Navy Federal Credit Union, Credit Union 1, First Tech Federal Credit Union, and Bethpage Federal Credit Union. Each offers unique features tailored to different business needs. When choosing a credit union, consider membership criteria, account features, fees, and customer service. Credit unions generally provide personalized service and lower costs, but may have fewer branches and ATMs compared to traditional banks.