Android users targeted by malware due to open OS and market share. Apple users safer but still susceptible to third-party apps.

Android phone users are more commonly targeted by malware due to the open nature of the Android operating system (OS) and its larger market share compared to Apple. Cyber criminals can abuse the app marketplace to spread malicious apps, allowing them to access personal information and conduct unauthorized transactions. While Apple users are generally safer due to Apple's control over the App Store, they are still susceptible to malware if they are tricked into installing third-party apps.