UK looks to Japan's long-term care insurance system for social care solutions

Japan's Long-Term Care Insurance (LTCI) system, established in 2000, offers a model for the UK as it faces a social care crisis. Funded by social insurance, taxes, and user contributions, it provides support for those over 65 and younger individuals with age-related conditions. In Japan, most elderly residents pay only 10% of their care costs, with the average pensioner contributing around £250 monthly. The system encourages independence through activities and therapy, allowing seniors to remain active and socially connected. Despite its success, Japan's LTCI system faces challenges due to a declining workforce and increasing elderly population. Future reforms may require adjustments to account for financial assets, as the demand for care continues to rise.