Switzerland's reference mortgage rate stays at 1.25%, impacting rent adjustments

rts.ch (French)

Switzerland's reference mortgage rate remains at 1.25%, preventing rent decreases. The Federal Office for Housing announced the rate will stay unchanged after its quarterly review. This rate influences rent adjustments in lease agreements. The reference rate has been 1.25% since September 2025. Changes to this rate can allow landlords to increase rent or tenants to request a decrease.


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