Savings accounts offer over 3% interest, a viable option against inflation

Tagesgeld accounts now offer average interest rates of 3.02%, exceeding 3% for the first time since May 2025. This development suggests that traditional savings accounts may still be a viable option for savers looking to combat inflation. Experts predict these rates will remain stable through spring 2026. The European Central Bank is not expected to raise key interest rates in December 2025, which should help maintain current savings interest levels.