Riester pension savers must apply for 2023 state subsidies by December 31 to avoid losing them

Riester pension savers must apply for state subsidies by December 31, 2025, or lose them. These subsidies, including a base amount and potential child bonuses, are not always automatically granted. Manual applications are required annually if a standing order wasn't set up. The deadline applies to the 2023 subsidies. To ensure future payments, savers should request a permanent subsidy application from their provider.