Retirement planning: How much you need for Rs 50,000 monthly income through FD, annuity, and SWP

economictimes.indiatimes.com

Retiring with Rs 50,000 monthly requires varying corpus amounts depending on the investment strategy. A Fixed Deposit needs Rs 2.30 crore, Life Annuity Rs 2.35 crore, and a Systematic Withdrawal Plan (SWP) Rs 1.60 crore. The ScientificPay strategy suggests Rs 1 crore. These figures assume a 40-year retirement horizon, survival to age 100, and are based on a report analyzing different retirement income instruments.


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