Regulated savings account interest rates to decrease in France starting February 1, 2026

20minutes.fr (French)

Interest rates for regulated savings accounts like Livret A and LDDS will decrease starting February 1, 2026. The Livret A and LDDS rates will drop to 1.5%, while the CEL rate will fall to 1%. The PEL rate for accounts opened in 2025 will be 2%. These changes are expected to have a limited impact on purchasing power as rates remain above inflation.


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Regulated savings account interest rates to decrease in France starting February 1, 2026 | News Minimalist