Prepaid debit cards offer low fees and convenience in January 2025

In January 2025, several prepaid debit cards are highlighted for their low fees and user-friendly features. The American Express Bluebird card stands out for having no monthly fees and access to over 30,000 free ATMs. The American Express Serve Free Reloads card offers free reloads at over 45,000 locations but charges a monthly fee of $6.95, which is waived for residents in certain states. The FamZoo card is recommended for children, allowing parents to manage allowances and spending. Prepaid debit cards are useful for budgeting and do not require a bank account. They can be reloaded through various methods, including direct deposit and retail locations, though some fees may apply.