New rules limit total repayment for short-term loans to 100% of the principal

news.mail.ru (Russian)

New regulations will cap total repayment for short-term loans at 100% of the principal amount starting April 1, 2026. This change reduces the maximum overpayment from 130% to 100% of the original debt, including all fees and penalties, preventing borrowers from owing more than double the borrowed sum. These measures are part of a broader reform to protect citizens from excessive debt and will be followed by further restrictions on high-interest loans.


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New rules limit total repayment for short-term loans to 100% of the principal | News Minimalist