New FGTS birthday withdrawal rules take effect November 1

itatiaia.com.br (Portuguese)

New rules for the FGTS birthday withdrawal take effect Saturday, November 1, 2025. The government aims to redirect billions directly to workers by 2030. The changes, approved by the FGTS Curador Council, introduce limits on withdrawal anticipation, including a 90-day waiting period for the first operation and caps on the amount and number of annual withdrawals. These modifications are intended to prevent workers from falling into debt traps associated with early withdrawals, which have already seen significant amounts advanced.


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