Navigating Medicare enrollment for those turning 65

Joshua, turning 65 in November, is concerned about Medicare enrollment. He will be eligible for his Initial Enrollment Period, not the fall open enrollment. His Initial Enrollment Period spans seven months, allowing him to choose a Medicare plan. Enrolling three months before his birthday ensures coverage begins November 1. He must create a My Social Security account to enroll online if not receiving Social Security benefits. This process allows him to select health and prescription drug plans.