IRCTC credit cards reward frequent Indian train travelers

IRCTC co-branded credit cards offer frequent train travelers rewards and discounts on bookings, partnering with major banks. Users earn travel points redeemable for future tickets. These cards, issued in collaboration with HDFC, SBI, Bank of Baroda, and RBL Bank, provide benefits like travel point accumulation on IRCTC e-ticketing platform purchases. Loyalty programs extend rewards to other spending. The cards offer various features and benefits, including earning points on purchases beyond train tickets, enhancing their appeal for regular travelers.