Hong Kong's consumer credit market shows resilience, with mortgages and auto loans driving growth

hk.on.cc (Chinese)

Hong Kong's consumer credit market showed resilience in Q4 2025, driven by mortgages and auto loans. The growth was primarily fueled by secured lending products, with mortgage and car loan segments seeing significant increases. Credit card balances also rose due to higher utilization rates, mirroring retail sales growth. The report from TransUnion indicates a healthy recovery in the mortgage market and sustained demand in auto loans, partly supported by government incentives.


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Hong Kong's consumer credit market shows resilience, with mortgages and auto loans driving growth | News Minimalist