Home equity loan and HELOC interest rates on February 20, 2026

cbsnews.com

The average HELOC interest rate is 7.11% and home equity loan rates are 6.95% as of February 20, 2026. These rates are significantly lower than personal loans and credit cards, offering homeowners an affordable way to borrow against their home equity. Homeowners have substantial equity available, and interest may be tax-deductible for eligible home repairs.


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Home equity loan and HELOC interest rates on February 20, 2026 | News Minimalist