French savers move 2 billion euros from Livret A to life insurance and retirement plans

challenges.fr (French)

French savers withdrew nearly 2 billion euros from the Livret A savings account in September, opting for more profitable investments. This significant outflow is attributed to the Livret A's low 1.7% interest rate, prompting savers to shift funds to life insurance and retirement savings plans (PERs). Despite the PER's growing popularity, proposed budget changes for 2026 could negatively impact its attractiveness and taxation upon withdrawal.


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French savers move 2 billion euros from Livret A to life insurance and retirement plans | News Minimalist