Fintech companies plan IPOs in 2025 despite past challenges

Several fintech companies are planning initial public offerings (IPOs) in 2025, including Klarna, Chime, and eToro in the U.S., and Ebury and Zopa in the U.K. These firms aim to attract younger consumers and businesses overlooked by traditional banks. Past fintech IPOs have faced challenges, with companies like LendingClub and GreenSky struggling after their initial success. While some recent listings have seen gains, others remain below their IPO prices, highlighting ongoing market volatility. The new wave of fintech candidates is more established and may have clearer paths to profitability. However, pressure from private investors for high pricing could complicate the situation for public investors seeking fair valuations.