Caixa Econômica Federal allows multiple real estate loans

infomoney.com.br (Portuguese)

Caixa Econômica Federal now allows individuals to hold more than one real estate loan simultaneously. This change reverses a previous restriction implemented in November 2024. The bank states the decision aims to meet market demand and increase opportunities for families and investors. Previously, clients with an active housing loan at Caixa, including spouses, were unable to secure a new mortgage. This policy adjustment is expected to boost liquidity in the financial system, supporting real estate credit operations amidst higher demand. SBPE-funded loans feature TR-indexed balances and annual interest rates starting at 10.99%.


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