Arizona man loses $475K home to HOA over $977 debt, sold for $8K

nypost.com

An Arizona man lost his $475,000 home over a $977 homeowners association debt, with the property sold at auction to the HOA for just $8,172. Toby Newton bought the four-bedroom Mesa home in 2022 but fell behind on quarterly HOA fees after losing his job and being diagnosed with diabetes. His debt grew to $6,579 with legal costs, and the Superstition Springs Community Master Association foreclosed in November 2024, rejecting his payment plan offers. The October 2025 auction occurred as Arizona enacted Senate Bill 1494 in April 2025, raising foreclosure thresholds to 18 months delinquency or $10,000 owed. Newton’s partner launched a GoFundMe, citing the ordeal’s emotional and financial toll.


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